Effective Date: 05/30/2025
Last Updated: 09/20/2025

Welcome to Camikfi (“Company,” “we,” “our,” or “us”). By accessing our website, client portal, or using any of our services, you (“you,” “your,” or “Client”) agree to the following Terms and Conditions (“Terms”). If you do not agree, please discontinue use immediately.

1. Scope of Services

Camikfi provides wealth management, financial advisory, and related services as described on our website and in individual client agreements.
Specific investment products or transactions are governed by separate written contracts and official offering documents.

2. Eligibility

You represent that you are at least 18 years of age (or the age of majority in your jurisdiction) and legally capable of entering into binding agreements.

3. No Investment, Legal, or Tax Advice

Information on this site is for educational and informational purposes only and does not constitute investment, legal, or tax advice.
All investment decisions should be made after consulting qualified financial, tax, and legal advisers.

4. Risk Disclosure

Investing involves risk, including possible loss of principal. Past performance is not a guarantee of future results.
You acknowledge that market conditions may cause the value of investments to fluctuate.

5. Account Registration & Security

If you create an account or client profile:

• You must provide accurate, current information.

• You are responsible for maintaining confidentiality of your login credentials.

• You agree to notify us immediately of any unauthorized use.

6. Fees and Payments

Fees for advisory or investment services will be outlined in your specific client agreement.
You agree to pay all applicable fees and expenses as stated in those agreements.

7. Intellectual Property

All content on camikfi.com, including text, graphics, logos, and software, is owned by Camikfi or its licensors and protected by intellectual property laws.
You may not copy, reproduce, distribute, or create derivative works without our prior written consent.

8. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect and safeguard your data.

9. Third-Party Links

Our site may contain links to third-party websites for your convenience. We are not responsible for the content or practices of those sites.

10. Limitation of Liability

To the fullest extent permitted by law, Camikfi and its affiliates will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services.

11. Indemnification

You agree to indemnify and hold harmless Camikfi, its officers, employees, and agents from any claims, losses, or damages arising from your violation of these Terms or misuse of our services.

12. Termination

We reserve the right to suspend or terminate access to our site or services at our discretion, without notice, for any conduct we believe violates these Terms or is harmful to others.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of [Insert State/Country], without regard to conflict-of-law principles.

14. Dispute Resolution

Any disputes will first be attempted to be resolved through good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration or a court of competent jurisdiction in [Insert Venue].

15. Changes to These Terms

We may update these Terms at any time. The latest version will be posted at www.camikfi.com with the “Effective Date” revised accordingly.
Continued use of our services constitutes acceptance of the updated Terms.

16. Contact Us

For questions or concerns about these Terms, please contact:

Camikfi Legal Department Email: info@camikfi.com